Spring’s an Opportune Time to Review Your Homeowner Insurance Policy

Checklist

Spring’s an opportune time to upgrade the physical appearance of your home through cleaning and home maintenance projects. At the same time, don’t forget to review your homeowner insurance coverage to ensure you have all the protection you need. If you’re planning on remodeling your home, you’ll need to update your policy to protect your investment.

Also, it’s a good idea to create a home inventory. If you ever have a claim, where something is filed as stolen or damaged, a home inventory can save time, and a lot of stress!

Here are a few tips when creating an inventory:

Create a list: Whether on paper, or in computer file, each way is perfect for keeping record of all valuables.

What to put on the list: All makes, models, where purchased and approximate price. If you can, list serial numbers, color, size, of all items.

Take photos or video:  it helps to  take a photo or video of your valuables. That way you have proof and a record of everything.

Safe storage: Keeping all photos and documents on a USB is a create way to store your information, because you can bring the information up on any computer.

Document high value items: Anything over $500 should be documented.

Make sure you keep your inventory list up to date!

For more information on home or auto insurance in California, contact Apollo Insurance Services located in Chino Hills, CA.

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