Prevent Home Insurance Claims by Spring Cleaning

man on a ladder cleaning out a home's gutters

Tend to your home this spring to avoid costly home insurance claims.

Spring is a time of renewal. For many homeowners, it’s a time to deep clean the house and blow away the cobwebs from winter. But did you know that spring cleaning can also help you avoid having to submit homeowners insurance claims? Take a look at these few home maintenance tasks that will help you save time and money.

  • Change the batteries in smoke detectors

Fires can damage your home within seconds even if they are relatively small and contained. Along with a monthly check-up to make sure the device is functioning properly, the batteries in the smoke and carbon monoxide detectors should be changed twice a year. This prevents you from using your insurance for fire-related damage.

  • Trim the trees

Dead and diseased branches that are weak can easily snap off in high winds, turning into flying debris that can cause your home and property significant damage. If an incident does occur, your home insurance rates could go up after a claim is filed. Tend to your yard to ensure that trees and shrubs near and on your property are in good condition.

  • Clear out the gutters and review the roof

Spring is a great time to get up on the ladders and remove dirt and debris from the gutters. Even a small blockage in the gutter can cause water damage to your property. While you’re on the ladder, check that the room is in good condition. If you see any weak spots, missing shingles, or damaged slates, be sure to call out a pro who can restore your roof’s health.

Spring is a wonderful time of year which provides a great opportunity for homeowners to safeguard their property. In addition to keeping your home maintained, you should always review your insurance policies to be sure that you’re protected in case of any unforeseen claims. Talk to the team at Apollo Insurance Services at 800.426.1088 to get started on your tailored coverage.

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